A claim arising after project completion would typically be covered by which insurance?

• A. Completed operations.
• B. General liability.
• C. Workers' compensation.
• D. Auto liability.

Answer: (A)

Completed operations coverage protects against claims that arise once a project is finished. For a painting contractor, problems that appear after the job is done—such as a finish that peels, fades, or causes damage later due to faulty workmanship or materials—would be covered by completed operations. This coverage is usually part of a general liability policy or added as a special endorsement specifically to address post-completion claims. General liability covers incidents that occur during the work and on the job site, not necessarily what happens after completion. Workers' compensation covers injuries to your employees, not third-party property damage or completed work claims. Auto liability covers damage or injury from vehicle use. So the best fit for a post-completion claim is completed operations.